Comprehensive Financial Planning for the Augusta River Region
HERRINGTON FINANCIAL SERVICES, iNC. is a RIA and Mike is a Certified Financial Planner Practitioner.
We specialize in Retirement Planning and Retirement income distribution planning.
Mission Statement: To empower my clients by providing disciplined guidance, appropriate choices and excellent service, while assisting them in meeting all their personal and financial services goals.
Vision: To excel professionally as I assist my clients in the protection and growth of their wealth, formulation of their plans for the future, and the timely and accurate execution of those plans.
Guiding Principles: I will be honest in all my dealings with family, clients and business partners. I will conduct my business in an ethical manner, following the guidance of The Ten Commandments and The Golden Rule. I will focus on the needs of my clients and provide fair and unbiased advice. I will pursue knowledge for self-improvement and to better serve my clients. I will treat every person with respect, dignity, and compassion. I will give back to my church, my community and my industry.
Products & Services
Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.
People spend a lifetime accumulating assets and building an estate with the intention of passing it on to their heirs or charitable beneficiaries. Without proper planning, a person’s death can create significant hardships on the people for which the estate was created. For an estate to be passed on...
Sometimes it can be very hard to think about the future, especially when there is so much going on in your present. This is how many people feel about planning for their retirement. A part of this is due to many employers offering retirement packages, leading individuals to think that what they need...
No one ever plans to have an accident or succumb to a medical condition. Fortunately, with good health habits, we can look forward to a long life expectancy. Choosing the right life insurance is an important and responsible investment that ensures the wellbeing of our dependents and the appropriate...
No one could have foreseen the convergence of two of the most consequential economic events in our history – the mass migration of the Baby Boom generation into their final life stage and the tectonic shift of a declining global economy. Unhinged stock market volatility, rising health care costs and historically low interest rates on savings have caused millions of pre-retirees to r
Amidst the more obvious lingering effects of a sluggish economy, such as slow job growth, decreasing incomes, low interest rates and shaky consumer confidence, there lurks a more insidious threat which, thus far, has largely been ignored.
Although the stock prices are trading near their all-time highs, it hasn’t exactly been a joy ride for retirees who are counting on their retirement plans for a lifetime of income. The type of unruly market action that we have seen over the last few months always unleashes a flurry of “expert” commentary that seems to be directed at those who are most vulnerable to flash