Comprehensive Financial Planning for the Augusta River Region

HERRINGTON FINANCIAL SERVICES, iNC. is a RIA and Mike is a Certified Financial Planner Practitioner.
We specialize in Retirement Planning and Retirement income distribution planning.

Mission Statement: To empower my clients by providing disciplined guidance, appropriate choices and excellent service, while assisting them in meeting all their personal and financial services goals.

Vision:  To excel professionally as I assist my clients in the protection and growth of their wealth, formulation of their plans for the future, and the timely and accurate execution of those plans.

Guiding Principles: I will be honest in all my dealings with family, clients and business partners. I will conduct my business in an ethical manner, following the guidance of The Ten Commandments and The Golden Rule. I will focus on the needs of my clients and provide fair and unbiased advice. I will pursue knowledge for self-improvement and to better serve my clients. I will treat every person with respect, dignity, and compassion. I will give back to my church, my community and my industry.

Team

Products & Services

 

Health Insurance

Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.
 

Estate Planning

People spend a lifetime accumulating assets and building an estate with the intention of passing it on to their heirs or charitable beneficiaries. Without proper planning, a person’s death can create significant hardships on the people for which the estate was created. For an estate to be passed on...
 

Retirement Planning

Sometimes it can be very hard to think about the future, especially when there is so much going on in your present. This is how many people feel about planning for their retirement. A part of this is due to many employers offering retirement packages, leading individuals to think that what they need...
 

Life Insurance

No one ever plans to have an accident or succumb to a medical condition. Fortunately, with good health habits, we can look forward to a long life expectancy. Choosing the right life insurance is an important and responsible investment that ensures the wellbeing of our dependents and the appropriate...

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Blogs

Steven Herrington |
Most financial planning experts agree that life insurance should form the foundation of everyone’s financial plan. For most families, their most basic financial security needs would be in jeopardy should they suffer the loss of one of their primary breadwinners.
The tax code, with all of its hundreds of pages of regulations, stipulations, and loopholes always leave something be learned. Not only is the U.S. Internal Revenue Code massive, different write-offs and deductions occur at different stages in life, so it’s unsurprising if you don’t know the details of the IRA (Individual Retirement Account) charitable rollover.
For generations a debate has raged on over whether it’s best to buy whole life insurance or to buy term life insurance and “invest the difference”. Proponents of each method are adamant in their positions and both offer sound reasoning in their answers. But, for anyone to tell you which is best for you without knowing anything about you is tantamount to someone tel