Risk Management

Our service to you hinges on a “Risk Management Memo”, which takes a comprehensive look at your entire situation in order to allow us to provide an appropriate plan for you to meet your goals.

 

Asset Allocation Planning

Asset allocation is the process of selecting a mix of asset classes that closely matches an investor’s financial profile in terms of their investment preferences and tolerance for risk.  It is based on the premise that the different asset classes have varying cycles of performanc

 

Business Succession Planning

The death of a partner or major stockholder in a business can have devastating effects on both the business and the deceased partner’s surviving family.  The business is concerned with gaining control of the deceased partner’s interest at a fair price so that it can continue operations without in

 

Life Insurance

No one ever plans to have an accident or succumb to a medical condition. Fortunately, with good health habits, we can look forward to a long life expectancy.
 

Retirement Planning

Sometimes it can be very hard to think about the future, especially when there is so much going on in your present. This is how many people feel about planning for their retirement.

 

Estate Planning

People spend a lifetime accumulating assets and building an estate with the intention of passing it on to their heirs or charitable beneficiaries. Without proper planning, a person’s death can create significant hardships on the people for which the estate was created. 

 

Health Insurance

Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.